A federal National Housing Resilience Agency can provide adequate, affordable, and available national disaster insurance for homes, and carry out proactive adaptation and risk mitigation so homes are safer to begin with.
Increasing insurance costs are making an already painful housing affordability crisis even worse. Interventions are needed to put the public sector in the driver’s seat.
Across the country, the chaotic and financially ruinous aftermath of climate disasters demonstrates that reliance on traditional home insurance models is unsustainable and perpetuates inequalities. Only …
As extreme weather escalates, insurance prices balloon, and insurance companies refuse to renew existing policies or write new ones, insurers of last resort increasingly provide the …
New research from Consumer Federation of America and Climate and Community Institute shows that a typical homeowner with a low credit score will pay nearly $2,000 …