Development, Debt, and Disaster Risk in ‘Nature’s Casino’
As climate-related disasters become more frequent and severe, countries in the Global South continue to bear the biggest costs of the crisis. In the most vulnerable …
Climate & Community Insights
How Do We Fix Public Insurance Programs?
Hurricane season has begun in the U.S. – and is predicted to be “extraordinary.” Wildfire season has started and thousands of acres have already burned. These …
Disaster Response and Recovery Systems are Failing Black and Brown Communities in Texas
Andrew Barley is co-director of rebuild and voter engagement at West Street Recovery, a horizontally–structured and worker–directed disaster recovery nonprofıt based in Northeast Houston, Texas. Barley …
The home insurance crisis is a threat to financial stability
The United States is in the throes of another devastating housing crisis. Financial institutions are accumulating risk at an alarming pace, and regulators and policymakers are …
Who’s left out of the Florida insurance crisis conversation
MacKenzie Marcelin is a Florida resident and the climate justice director with Florida Rising, a grassroots organization that works with Black and brown low-income communities across …
Are premium price increases really a way to reduce climate risk exposure?
Home insurance prices are increasing in advanced economies around the world, at a rate that is making insurance unaffordable in countries such as Australia, Canada, the …
How the insurance crisis threatens affordable housing development
Brendan Mitchell and Seana O’Shaugnessy both help run non-profits focused on affordable housing preservation, development and management, though they do so from opposite sides of the …
What is insurance?
For many of us, insurance is a routine part of economic life. We insure our homes, our health, our phones, our cars, our lives. We pay …
The Insurance Crisis is a Housing Crisis
Home insurance markets in the United States are experiencing a mounting crisis. Worsening climate disasters like more intense hurricanes, wildfires, and hailstorms are making multi-billion-dollar payouts …
Ceasefire now, ceasefire forever: No climate justice without Palestinian freedom and self‑determination
Climate crisis in Palestine cannot be detached from the Israeli occupation. The brutal and extensively documented apartheid regime that Israel imposes and maintains over Palestinians is …