Shared Fates
Every year, more people across the United States experience climate disasters, forcing them to leave their homes, lose their belongings, and be separated from jobs and …
Home insurance
How Do We Fix Public Insurance Programs?
Hurricane season has begun in the U.S. – and is predicted to be “extraordinary.” Wildfire season has started and thousands of acres have already burned. These …
Disaster Response and Recovery Systems are Failing Black and Brown Communities in Texas
Andrew Barley is co-director of rebuild and voter engagement at West Street Recovery, a horizontally–structured and worker–directed disaster recovery nonprofıt based in Northeast Houston, Texas. Barley …
The home insurance crisis is a threat to financial stability
The United States is in the throes of another devastating housing crisis. Financial institutions are accumulating risk at an alarming pace, and regulators and policymakers are …
Who’s left out of the Florida insurance crisis conversation
MacKenzie Marcelin is a Florida resident and the climate justice director with Florida Rising, a grassroots organization that works with Black and brown low-income communities across …
Are premium price increases really a way to reduce climate risk exposure?
Home insurance prices are increasing in advanced economies around the world, at a rate that is making insurance unaffordable in countries such as Australia, Canada, the …
How the insurance crisis threatens affordable housing development
Brendan Mitchell and Seana O’Shaugnessy both help run non-profits focused on affordable housing preservation, development and management, though they do so from opposite sides of the …
What is insurance?
For many of us, insurance is a routine part of economic life. We insure our homes, our health, our phones, our cars, our lives. We pay …
The Insurance Crisis is a Housing Crisis
Home insurance markets in the United States are experiencing a mounting crisis. Worsening climate disasters like more intense hurricanes, wildfires, and hailstorms are making multi-billion-dollar payouts …